Richard Cohen

Richard Cohen is an experienced Finance & Mortgage Broker at Sum Finance, located in Double Bay, NSW. With over 15 years experience in financial services and property in Australia, Richard is ideally placed to help deliver you a curated mortgage solution. Richard spent over 10 years at Australia’s largest Bank, Commonwealth Bank of Australia, working across private equity, construction finance, business banking and strategy. He also has experience across investment and wealth advice.

Patient, diligent and dedicated, Richard is focussed on providing a superior level of customer service and ensuring your journey through lending and property acquisition is as seamless as possible.

Richard is an accredited finance broker with the Mortgage and Finance Association of Australia and holds a Diploma of Finance and Mortgage Broking Management. He also holds an undergraduate degree in Commerce (Finance) and Laws from the University of New South Wales.

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Our Latest Reviews

David Glasser

Incredible service from Michael and Richard - We will definitely use Sum Finance in the future. Great advice, honest, very efficient and got us a great outcome. Highly recommend!

sam weiss

Richard was so helpful. Every question, every phone call, Richard was calm, friendly and super informative. We definitely recommend his services if its your 1st or 5th property!

Jake Ferretti

We couldn't be happier with the outstanding service Richie Cohen and the team at Sum Finance provided. After getting nowhere with our previous broker, Richie stepped in and achieved a result we honestly didn't think was possible. He secured an incredible valuation on our property and obtained an 80% loan approval from the CBA, exactly what we needed. Throughout the entire process, Richie was professional, responsive, knowledgeable, and always kept us informed. He worked tirelessly to find the best outcome and delivered on every promise. If you're looking for a mortgage broker who genuinely fights for the best result and gets things done, I couldn't recommend Richie and Sum Finance more highly. Thank you for making what seemed impossible become a reality!

Justin To

Richie was an absolute pleasure to work with! He was incredibly patient, knowledgeable, and always took the time to answer our questions. He made the entire process smooth and seamless, from the initial mortgage application right through to settlement. His communication was excellent, and he kept us informed every step of the way, making what could have been a stressful experience feel easy and straightforward. We really appreciated his professionalism and genuine commitment to helping us achieve the best outcome. I highly recommend Richie to anyone looking for a reliable and dedicated mortgage broker.

Gavin Fuchs

Fantastic service - responsive, knowledgeable and made the whole process easy.

Tony Has

I had many fantastic experiences with Sum Financial. Richard has an exceptional level of industry knowledge and really stands out for the way he takes the time to understand my individual needs. His product knowledge is outstanding, which gave me confidence and ultimately led to the best possible outcome for my situation. What really sets Richard apart is his ongoing service — he completes regular check-ins and always makes me feel like I’m his only client. The level of care and attention is exceptional and truly goes above and beyond. Highly recommend Richard and Sum Financial to anyone looking for professional, reliable, and personalised service.

We work with Australia's biggest lenders

Frequently Asked Questions

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Level 9, 151 Macquarie Street Sydney 2000

0425260540

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COHEN FINANCE SERVICES PTY LTD ABN: 88 668 072 857. Credit Representative #564385 is authorised under Australian Credit Licence #389328

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

Our Founder

Meet our Founder Richard Cohen at Sum Finance and book an appointment with him today.