Business Loans

At Sum Finance, we're Mortgage Brokers helping clients Australia-wide grow their business and purchase equipment with a Business Loan

5.0

from 67 reviews

Business Loans Sum Finance

Fund your property, equipment or business purchase with a Business Loan

At Sum Finance, we understand that every business journey is unique. Whether you're an everyday Australian entrepreneur or a high net worth individual, accessing the right Business Loan options is crucial for achieving your goals. Our mission is to simplify this process and provide you with the best choices from banks and lenders across Australia. Whether you need to bolster cash flow, expand your operations, or purchase a property, we are here to guide you through the lending landscape with expertise and personalised service.

When considering Business Loan options, it's important to understand the variety available and how they can cater to your specific needs. A secured Business Loan might be suitable if you have collateral to offer, potentially resulting in a lower interest rate. On the other hand, an unsecured Business Loan could be the right choice if you prefer not to pledge assets. Each option comes with its own loan structure and interest rate considerations, including variable and fixed interest rates, allowing you to select terms that best fit your financial strategy.

Accessing the right loan amount is vital for managing your working capital effectively. Whether you are looking to purchase equipment, buy a business, or cover unexpected expenses, Sum Finance can help streamline the application process. We provide flexible loan terms and repayment options tailored to your business's cash flow needs. Options like a revolving line of credit or progressive drawdown can offer additional flexibility, ensuring funds are available when necessary without incurring unnecessary interest.

Understanding the nuances of applying for a business loan can significantly impact your success. A thorough grasp of the application process is essential, from preparing necessary documentation to understanding the implications of your chosen loan structure. Our team at Sum Finance is dedicated to supporting you every step of the way, offering insights into flexible repayment options and the benefits of features such as redraw facilities.

For those considering investments, whether buying a business or acquiring property, having access to suitable Business Loan options is essential. The right loan can not only fuel growth but also provide peace of mind with features like a variable interest rate or fixed interest rate, depending on what suits your risk profile. Additionally, knowing whether you could benefit from secured or unsecured loan structures will depend on your current assets and future plans.

Sum Finance is committed to helping you find the best loan solutions tailored to your circumstances. Our experienced advisors are ready to assist you in selecting the most advantageous Business Loan options from banks and lenders across Australia. We believe in offering a personalised service that aligns with your business ambitions and financial realities.

Our goal is to empower you with the knowledge and tools needed to make informed decisions about your financial future. Whether you're looking to improve cash flow, purchase equipment, or explore flexible loan terms, Sum Finance is here to support you. Contact us today to discuss how we can help you access the right Business Loan options and set your business on a path to success.

Ready to chat to one of our team?

Getting a Business Loan

Initial Consult

Have a chat with one of our qualified Brokers who will understand your situation and talk you through the next steps. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Business Loan. 

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type.  We'll then handle the paperwork to get your Business Loan approved.

Business Loans Sum Finance

Our Latest Reviews

David Glasser

Incredible service from Michael and Richard - We will definitely use Sum Finance in the future. Great advice, honest, very efficient and got us a great outcome. Highly recommend!

sam weiss

Richard was so helpful. Every question, every phone call, Richard was calm, friendly and super informative. We definitely recommend his services if its your 1st or 5th property!

Jake Ferretti

We couldn't be happier with the outstanding service Richie Cohen and the team at Sum Finance provided. After getting nowhere with our previous broker, Richie stepped in and achieved a result we honestly didn't think was possible. He secured an incredible valuation on our property and obtained an 80% loan approval from the CBA, exactly what we needed. Throughout the entire process, Richie was professional, responsive, knowledgeable, and always kept us informed. He worked tirelessly to find the best outcome and delivered on every promise. If you're looking for a mortgage broker who genuinely fights for the best result and gets things done, I couldn't recommend Richie and Sum Finance more highly. Thank you for making what seemed impossible become a reality!

Justin To

Richie was an absolute pleasure to work with! He was incredibly patient, knowledgeable, and always took the time to answer our questions. He made the entire process smooth and seamless, from the initial mortgage application right through to settlement. His communication was excellent, and he kept us informed every step of the way, making what could have been a stressful experience feel easy and straightforward. We really appreciated his professionalism and genuine commitment to helping us achieve the best outcome. I highly recommend Richie to anyone looking for a reliable and dedicated mortgage broker.

Gavin Fuchs

Fantastic service - responsive, knowledgeable and made the whole process easy.

Tony Has

I had many fantastic experiences with Sum Financial. Richard has an exceptional level of industry knowledge and really stands out for the way he takes the time to understand my individual needs. His product knowledge is outstanding, which gave me confidence and ultimately led to the best possible outcome for my situation. What really sets Richard apart is his ongoing service — he completes regular check-ins and always makes me feel like I’m his only client. The level of care and attention is exceptional and truly goes above and beyond. Highly recommend Richard and Sum Financial to anyone looking for professional, reliable, and personalised service.

We work with Australia's biggest lenders

Frequently Asked Questions

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.