Finance your next property

At Sum Finance we provide curated mortgage broking to help clients get a new loan or refinance their existing loans

5.0

from 60 reviews

At Sum Finance we help clients Australia-wide

Home Loans Sum Finance

Home Loans

With access to hundreds of Home Loan options, we're sure to be able to find the right one for you

Investment Loans Sum Finance

Investment Loans

We'll help you secure the right Investment Loan to buy your first or next investment property

Refinancing Loans Sum Finance

Refinancing

Whether you're looking to refinance a Home Loan or Investment Loan. we're here to help

We work with Australia's biggest lenders

Ready to chat with the team at Sum Finance?

Our Services

Home Loans
Home Loans

With access to hundreds of Home Loans, we're sure to be able to present you with a variety of Home Loan options that meet your needs

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Investment Loans
Investment Loans

Our Investment Loan options will  help you buy your first investment property or expand your property portfolio

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Refinancing
Refinancing

We then make sure that your loan is always priced competitively and suited to your needs for as long as you have the loan

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First Home Buyers
First Home Buyers

We specialise in family guarantees, one of the biggest advantages first home buyers have to get into the market

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Construction Loans
Construction Loans

Turn your building plans into a reality with a Construction Loan. Whether it is a new build or renovation, we can help

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Commercial Loans
Commercial Loans

Time to grow your business? A Commercial Loan can help you purchase essential commercial property or equipment

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Our Latest Reviews

Ryan Rubinstein

I had the pleasure of working with Richie as my mortgage broker, and I couldn't be more impressed. He is incredibly intelligent and innovative in his approach, which is extremely rare to find in his industry. Richie was able to secure an amazing rate for me in a short period of time and was with me every step of the way. His communication skills are top-notch—clear, timely, and always thorough. Richie provided full-service support and was always available to answer any questions. I highly recommend Richie to anyone looking for a dedicated and knowledgeable mortgage broker!

Brad s

I can’t recommend Richie and Sum Finance highly enough! From start to finish, he made the mortgage process seamless and stress-free. His professionalism, deep industry knowledge, and genuine care for his clients set him apart from the rest. He took the time to understand my needs, provided clear and honest advice, and found the best loan options tailored to my situation. Communication was top-notch, and he always went the extra mile, (probably 23 extra miles) to ensure everything was handled smoothly. If you’re looking for a mortgage broker who is not only skilled but also truly invested in your success, Richie is the person to call. Five stars all the way!

Robbie Goldberg

Richie was fantastic to work with - highly recommend. He took time to understand our position, put forward multiple solutions and took the stress out of finding the right loan!

Stephanie Sewitz

Richie was invaluable in helping us secure our loan, and purchase our dream home. He was professional, patient and always available to answer any questions we had. Would definitely recommend!

Mei Q Chan

Rich was a really helpful mortgage broker—flexible, transparent, and quick to respond throughout. He provided clear guidance on the situation and made the loan process smooth and efficient from start to finish.

Hannah Alagna (AU)

Excellent service. Very responsive and practice - always a pleasure working with Richie and would highly recommend him to others!

About Sum Finance

At Sum Finance, we're specialist Mortgage Brokers servicing clients across Sydney. We focus on understanding our clients short, medium and long-term goals to tailor a banking solution to meet those needs.

With accreditations at over 50 financial institutions across Australia and significant networks across the private lending landscape, Sum Finance has the capability to deliver our clients the best possible lending solutions.

Whether you’re exploring new finance options or reviewing existing arrangements, Sum Finance is here to help you navigate the complexities of the Bondi property market with ease.

Contact our team of expert Mortgage Brokers at Sum Finance today for a confidential discussion about your lending needs.

Sum Finance

Frequently Asked Questions

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Not sure where to start?