Our Founder

Meet our Founder Richard Cohen at Sum Finance and book an appointment with him today.

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Richard Cohen Finance & Mortage Broker at Sum Finance

Richard Cohen

Richard Cohen is an experienced Finance & Mortgage Broker at Sum Finance, located in Double Bay, NSW. With over 15 years experience in financial services and property in Australia, Richard is ideally placed to help deliver you a curated mortgage solution. Richard spent over 10 years at Australia’s largest Bank, Commonwealth Bank of Australia, working across private equity, construction finance, business banking and strategy. He also has experience across investment and wealth advice. 

Patient, diligent and dedicated, Richard is focussed on providing a superior level of customer service and ensuring your journey through lending and property acquisition is as seamless as possible. 

Richard is an accredited finance broker with the Mortgage and Finance Association of Australia and holds a Diploma of Finance and Mortgage Broking Management. He also holds an undergraduate degree in Commerce (Finance) and Laws from the University of New South Wales.

Our Latest Reviews

Faith Wignall

Richard was very helpful with promptly gathering the options to suit our budget at every step of the purchasing process. From initial discussions, to pre-approval, to purchasing, we were presented with the most competitive lending options that suited our evolving financial needs. This allowed us to feel confident knowing our finances were in order, to focus on the property search. Once we found the property that met our family's needs, we were able to move quickly to purchase. We managed to secure it at a lower price, so due to the lower borrowing requirement, Richard presented an even better loan option more favourable to our situation. Richard offered measured guidance, he listened to our needs and was prompt and efficient, while remaining calm and approachable, which put us at ease through the whole potentially daunting, process. We are grateful for Richards expertise, guidance and swift action to get us set up on our home owning journey.

Sam Horwitz

Richard was professional, efficient, and effective throughout the entire process. From our first conversation, I immediately felt confident in his expertise and trusted his advice. He guided me through every step of purchasing my first property, making even the most complex loan terms easy to understand. I truly couldn't recommend Richard's services more highly.

Charmayne

Richard was fantastic to deal with. He was readily available to answer my questions as they arose and turned around my approval in a matter of days. I would highly recommend Mantis Finance!

Maria K

Richard was very helpful throughout the process. I feel he took so much of the pain out of refinancing, finding and securing a good deal, as well as making the transition feel seamless. Thank you!

Jena Hastie

Great attention to detail in making sure we got the most suitable mortgage for our situation. Richard was extremely efficient and friendly!

Krowie

Financial services guidance generally by experience, is a HIT and MISS scenario ! In Richard we found an absolute HIT. Approachable and patient, learned and wise. A definite 5 star review. Great work Richard.

We work with Australia's biggest lenders

Frequently Asked Questions

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

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