Commercial Loans

Fund a property, equipment or business purchase with a Commercial Loan

At Sum Finance, we are dedicated to helping everyday Australians and high net worth individuals achieve their financial goals through tailored Commercial Loan solutions. Whether you are buying commercial property, expanding your business, or simply upgrading your equipment, our expert team is here to assist you in accessing a wide range of Commercial Loan options from banks and lenders across Australia. We understand that the financial landscape can be complex, which is why we strive to make the process of applying for a commercial loan as smooth and straightforward as possible.

When considering commercial finance, one of the first factors to examine is the type of loan that best suits your needs. Options include secured and unsecured Commercial Loans, each with distinct advantages. A secured Commercial Loan, for example, may offer lower interest rates due to the presence of collateral, while an unsecured option might provide more flexibility without the need for assets. At Sum Finance, we help you assess your situation and select the best path forward, ensuring your loan structure aligns with your business objectives.

Interest rates are another crucial aspect to consider when securing commercial finance. Our team provides guidance on whether a fixed or variable interest rate would be more advantageous for your circumstances. Fixed interest rates offer stability, allowing for predictable monthly payments throughout the loan term. Meanwhile, variable interest rates can fluctuate with market conditions, potentially offering savings over time. We also offer flexible loan terms and repayment options, allowing you to choose a plan that best fits your cash flow needs.

In addition to traditional loans for buying commercial property or land, we provide specialised solutions for unique business requirements. For those looking to buy an industrial property or invest in commercial property finance, we offer progressive drawdown and revolving lines of credit. These options allow you to access funds as needed, maintaining flexibility as your project progresses. If your business is focused on growth, our loans are designed to support initiatives like expanding business operations or purchasing new and upgraded equipment.

Our streamlined application process ensures that applying for a commercial loan is efficient and less time-consuming. We understand that time is of the essence when it comes to business transactions, and our goal is to minimise any delays. From determining the appropriate loan amount to selecting the perfect loan structure, our experienced brokers work closely with you every step of the way.

To further enhance your financial flexibility, we provide options like redraw facilities and flexible repayment schedules. These features can help manage cash flow effectively, allowing you to adapt to changing business conditions without stress.

Sum Finance is committed to empowering Australian businesses by making commercial finance accessible and straightforward. Whether you're looking to buy commercial land or require a loan for upgrading existing equipment, our expertise ensures that you receive a solution tailored specifically to your needs.

We invite you to reach out to Sum Finance today. Our team is ready to assist you in exploring Commercial Loan options from banks and lenders across Australia, ensuring that you make informed decisions that support your long-term business success.